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Don’t Shave Like An Idiot, and Save Money By Doing So.
Author: Centsible Finance
Shaving. For most it’s a tedious task that is grudgingly performed every morning before work. You wet your face, slather on some canned, aerosol foam, and then go to work dragging a multi-bladed, cartridge razor across your skin.
Those stupid cartridge razors. Oh sure, it felt great when you first got it. Most likely for free or at a very reduced price. The package came with the razor base and probably 2 or 3 cartridges. At first you would shave with a cartridge for a week, two at the most, before throwing it away and replacing it. This method would continue until you made your first trip to the store, walking into the shaving section only to do a spit take when you saw the price of refill … Read entire article »
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Rolling With The Unexpected
It’s one thing to plan carefully for major life events. You can save for your first home and, if you stay within your budget, you can be fairly certain what it will … Read more »
How I Saved $50/Month on My Cell Phone Bill for Better Service
Author: Centsible Finance
Are you paying for cell phone service that you don’t use or even need? Most likely the answer is yes. Cell phone companies are notorious for packaging plans such that … Read more »
Creating a Personal Budget
Author: Centsible Finance
Do you find yourself wondering where your money goes each month? Are you constantly finding yourself living paycheck-to-paycheck? If so, you may benefit from the creation of a personal budget. … Read more »
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Welcome to centsiblefinance.com!
Here you will find centsible solutions to all your financial questions.
… Read more »Which Mortgage is Right for Me?
Author: Centsible Finance
Searching for mortgages can be a daunting task. There are so many options to choose from, 30-year, 15-year, 10-year, 5/1 and 2/1 ARMs, Interest-Only, etc. Within each of these mortgage … Read more »
Creating a Personal Budget
Author: Centsible Finance
Do you find yourself wondering where your money goes each month? Are you constantly finding yourself living paycheck-to-paycheck? If so, you may benefit from the creation of a personal budget. … Read more »
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Bottled Water Is For Douches
Author: Centsible Finance
I can’t tell you how many times I’m at the store and see people loading their carts up with case after case of bottled water. I look at the massive mouth-breathers and just shake my head. They’re nothing more than idiots who can’t seem to grasp the fact that they’re getting ripped off. Sure, they’ll argue that it doesn’t have to do with economics, it’s about the taste or the convenience of having the bottled water. Bullshit, plain and simple. The only reasons to buy bottled water are for emergency use (e.g., storm preparation) and to show the world that you’re a douche.
For those of you still not comprehending this basic fact, close … Read entire article »
5 Reasons the Toyota Sienna is Better Than the Honda Odyssey
Author: Centsible Finance
If you’re in the market for a minivan, there are really only two choices, the Toyota Sienna and the Honda Odyssey. Unfortunately, the two are fairly similar which makes the decision even more difficult. So, to help ease the burden, here are 5 reasons why the Toyota Sienna wins out (in no particular order).
1. It’s more reliable. Recently, the 2012 edition of Consumer Reports rated Toyota over Honda due to decreasing reliability of Honda vehicles. This alone should tip the scales toward Toyota for all you potential minivan buyers out there. When you buy a minivan, you typically are doing so because you have two or more young children. That means that you … Read entire article »
Rolling With The Unexpected
It’s one thing to plan carefully for major life events. You can save for your first home and, if you stay within your budget, you can be fairly certain what it will end up costing you. Additionally, you can plan ahead for children. Starting a fund for future baby expenses is a common and easy way to ensure financial stability during hectic times. But what happens when life throws you a curve ball?
While having an emergency fund can help for extreme circumstances such as loss of a job, if the unexpected isn’t as serious, you may not want to touch that fund. That’s when the ability to roll with the punches and be flexible with … Read entire article »
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